Powers of Director, Enforcement Directorate under PMLA 2002

The Directorate of Enforcement or Enforcement Directorate (ED) is a domestic law enforcement agency and economic intelligence agency. It is responsible for enforcing economic laws and fighting economic crimes in India. The origin of the ED goes back to May 1956, when an "enforcement unit" was formed, for handling Exchange Control Laws violations under the Foreign Exchange Regulation Act, 1947. In 1957, the unit was renamed as the Enforcement Directorate. Ministry of Finance is the nodal ministry of ED.

The Directorate of Enforcement is a multi-disciplinary organization mandated with investigation of offence of money laundering and violations of foreign exchange laws. The statutory functions of the Directorate include enforcement of following Acts:

1. The Prevention of Money Laundering Act, 2002 (PMLA): It is a criminal law enacted to prevent money laundering and to provide for confiscation of property derived from, or involved in, money-laundering and for matters connected therewith or incidental thereto. ED has been given the responsibility to enforce the provisions of the PMLA by conducting investigation to trace the assets derived from proceeds of crime, to provisionally attach the property and to ensure prosecution of the offenders and confiscation of the property by the Special court.

2. The Foreign Exchange Management Act, 1999 (FEMA): It is a civil law enacted to consolidate and amend the laws relating to facilitate external trade and payments and to promote the orderly development and maintenance of foreign exchange market in India. ED has been given the responsibility to conduct investigation into suspected contraventions of foreign exchange laws and regulations, to adjudicate and impose penalties on those adjudged to have contravened the law.

3. The Fugitive Economic Offenders Act, 2018 (FEOA): This law was enacted to deter economic offenders from evading the process of Indian law by remaining outside the jurisdiction of Indian courts. It is a law whereby Directorate is mandated to attach the properties of the fugitive economic offenders who have escaped from the India warranting arrest and provide for the confiscation of their properties to the Central Government.

4. The Foreign Exchange Regulation Act, 1973 (FERA): The main functions under the repealed FERA are to adjudicate the Show Cause Notices issued under the the said Act upto 31.5.2002 for the alleged contraventions of the Act which may result in imposition of penalties and to pursue prosecutions launched under FERA in the concerned courts.

5. Sponsoring agency under COFEPOSA: Under the Conservation of Foreign Exchange and Prevention of Smuggling Activities Act, 1974 (COFEPOSA), this Directorate is empowered to sponsor cases of preventive detention with regard to contraventions of FEMA.



The ED has a pan-Indian character with field offices spread over various states and regions. There is a separate legal wing headed by a Prosecutor, with two deputy legal advisers and 10 assistant legal advisers. The Directorate was restructured in March 2011 increasing the number of offices from 22 to 39 and the total strength of officers and staff to 2063. After the process of restructuring is completed, the Directorate will have headquarters in New Delhi, five regional offices at New Delhi, Mumbai, Kolkata, Chennai and Chandigarh, besides 11 zonal offices and 22 sub-zonal offices at various places.

The main functions of the Directorate are as under—

i.To initiate investigations under PMLA to ascertain whether proceeds of crime have been generated from the Scheduled offence booked by the concerned Law Enforcement Agency and such proceeds have been laundered. If a prima facie case of money laundering is made out, the Directorate attaches the property derived with/out of the proceeds of crime.

ii. To provide and seek mutual legal assistance to/from contracting states in respect of attachment/confiscation of proceeds of crime as well as in respect of transfer of accused persons under PMLA.

iii. To file prosecution complaints in the designated PMLA Court for the offence of money laundering under PMLA.

 iv. To collect, develop and disseminate intelligence relating to contraventions of FEMA. The intelligence inputs are received from various sources such as Central and State Intelligence agencies, RBI, complaints, information gathered by officers, etc.

v. To investigate suspected contraventions of the provisions of FEMA relating to activities such as hawala, unauthorized dealings in foreign exchange, non-realization of export proceeds, unauthorized retention of funds abroad including bank accounts, unauthorized acquisition of immovable properties abroad, contraventions relating to Foreign Direct Investments (FDIs), External Commercial Borrowings (ECBs), Foreign Currency Convertible Bonds (FCCBs), etc.

vi. To adjudicate cases of violations of the erstwhile FERA, 1973 and FEMA, 1999.

vii. To realize penalties imposed on conclusion of adjudication proceedings.

viii. To handle appeals and prosecution cases under the erstwhile FERA, 1973.

ix. To handle appeals under FEMA.

 x. To process and recommend cases for detention under the Conservation of Foreign Exchange and Prevention of Smuggling Activities Act (COFEPOSA) in respect of contraventions under FEMA.








Some of the important provisions are discussed below:

1. Attachment of property involved in money laundering [Section 5]

 Where the Director or any other officer not below the rank of Deputy Director authorised by the Director, has reason to believe (the reason for such belief to be recorded in writing), on the basis of material in his possession, that — any person is in possession of any proceeds of crime and such proceeds of crime are likely to be concealed, transferred or dealt with in any manner which may result in frustrating any proceedings relating to confiscation of such proceeds of crime, he may, by order in writing, provisionally attach such property for a period not exceeding 180 days from the date of the order.

No such order of attachment should be made unless, in relation to the scheduled offence, a report has been forwarded to a Magistrate under section 173 of the Code of Criminal Procedure, 1973, or a complaint has been filed by a person authorised to investigate the offence mentioned in that Schedule, before a Magistrate or court for taking cognizance of the scheduled offence, as the case may be, or a similar report or complaint has been made or filed under the corresponding law of any other country.

Notwithstanding anything contained above, any property of any person may be attached if the Director or any other officer not below the rank of Deputy Director authorised by him has reason to believe (the reasons for such belief to be recorded in writing), on the basis of material in his possession, that if such property involved in money laundering is not attached immediately, the non-attachment of the property is likely to frustrate any proceeding under this Act.

Every order of attachment will cease to have effect after the expiry of 180 days from the date of the order or on the date of the order made by the Director, whichever is earlier.

The Director or any other officer who provisionally attaches the property should, within a period of 30 days from such attachment, file a complaint, stating the facts of such attachment before the Adjudicating Authority.

Section 8(3) is reproduced herein –

"3) Where the Adjudicating Authority decides under sub-section (2) that any property is involved in money-laundering, he shall, by an order in writing, confirm the attachment of the property made under subsection (1) of section 5 or retention of property or record seized or frozen under section 17 or section 18 and record a finding to that effect, whereupon such attachment or retention or freezing of the seized or frozen property] or record shall—

(a) continue during investigation for a period not exceeding three hundred and sixty-five days or the pendency of the proceedings relating to any offence under this Act before a court or under the corresponding law of any other country, before the competent court of criminal jurisdiction outside India, as the case may be; and

 (b) become final after an order of confiscation is passed under sub-section (5) or sub-section (7) of section 8 or section 58B or sub-section (2A) of section 60 by the Special Court;

Explanation.—For the purposes of computing the period of three hundred and sixty-five days under clause (a), the period during which the investigation is stayed by any court under any law for the time being in force shall be excluded."

The confirmed attached immovable properties are such immovable properties, which have been attached by Directorate of Enforcement and confirmed by the Ld. Adjudicating Authority.

Once a provisional attachment order has been confirmed the Directorate issues notice to take the possession of the property under Section 8(4) of the PMLA, 2002.


2.Calling for additional Information[Section 12A]

Section 12A empowers the Director to call for additional information from reporting entity, which are obligated to maintain the confidentiality.

3. Powers of Director to make Inquiries & Impose[Section 13]

Section 13 of PMLA empowers Director, FIU-IND to enquire into cases of suspected failure of compliance with the provisions of PMLA and impose sanctions including monetary penalty on reporting entity or its designated director or any of its employees.

 

·         Make inquiry as he thinks fit to fulfil obligations of Reporting Entity

·         Order an audit by an Accountant from panel of the accountants maintained by the Central Government

·         In case of failure by Reporting Entity, the Director may:

(a) Issue warning in writing

(b) Direct for compliance

(c) Direct for sending report in prescribed manner

(d) Impose monetary penalty from Rs. 10,000 to Rs. 1 Lac for each failure upon Reporting Entity, or its designated director on the Board or an employee

 

4. No Liability to Civil courts for discharging duty by RE[Section 14]

Section 14 of the PMLA provides that the reporting entity, its Directors and employees shall not be liable to any civil or criminal proceedings against them for furnishing information to FIU-IND.

 

5. Power to arrest [Section 19]


Section 19 of the Prevention of Money Laundering Act 2002 (PMLA) empowers authorized officials of the Directorate of Enforcement (ED) to arrest persons based on the material in their possession, providing a reasonable basis to suspect that an individual has committed an offence punishable under the law

 

Section 19 requires the following: 

 

 

1.      The arrest has to be on the basis of material in possession with the ED

2.      There is reason to believe that the accused is guilty of the offence, with the reason recorded in writing 

3.      The grounds for arrest should be communicated with the accused

 

 

As held in Senthil Balaji v State represented by Deputy Director (2023), which states that all criteria under Section 19 have to be satisfied. “Any non-compliance of the mandate…would vitiate the very arrest itself”, the judgement stated. “These four have to be objectively evaluated by the judge.”  

The “reason to believe” conundrum

The threshold should be “above suspicion.” He referred to the Income Tax Act and the Indian Penal Code, 1860 (IPC) which have their own interpretation for “reason to believe.” In criminal law, he pointed out, the interpretation carries different meanings at the stage of granting a bail to an accused and arresting them. 



6. Burden of proof [Section -24]

PMLA provides for raising presumptions qua certain facts in issue under Sections 22 and 23 and shifts burden to proof onto the accused to prove that the property recovered from the accused is untainted under Sec. 24 PMLA. This shift in the burden of proof under Section 24 PMLA is in consonance with Section 106 of Indian Evidence Act as the facts relating thereto would be within the specific knowledge of the accused.

Parliament deemed it fit to amend it vide the PMLA (Amendment) Act, 2012 and amended it as follows: “24. Burden of proof—In any proceeding relating to proceeds of crime under this Act,— 

(a) in the case of a person charged with the offence of money-laundering under section 3, the Authority or Court shall, unless the contrary is proved, presume that such proceeds of crime are involved in money-laundering; and 

(b) in the case of any other person the Authority or Court, may presume that such proceeds of crime are involved in money-laundering.”


It is noteworthy that though the Courts have upheld the validity of provisions similar to Section 24 PMLA, however, they have at the same time held that in such statutes providing for such a reverse burden, it is incumbent for the prosecution to first prove the foundational facts beyond any reasonable doubt, which would in itself be subjected to greater scrutiny, before the presumption can be raised against an  accused . The Courts have further gone onto hold that even in such situations it is incumbent upon the prosecution to prove the guilt of the  accused  and it cannot be absolved of this responsibility. Specifically in the context of Section 24 PMLA, various High Courts have held that the presumption contained therein is not to be interpreted that the property concerned is “proceeds of crime”, it can only be held so once it is proven by the prosecution, and it is only upon such proof can the same be taken to be involved in money laundering. It has been further held that Section 24 PMLA does not contain a presumption as to the knowledge of the  accused  of the “proceeds of crime”, which still has to be demonstrated by the  prosecution. In fact, the High Court of Kerala has gone a step further and held in  Kavitha G. Pillai v. The Joint Director (supra) that the presumption contained is only that the same are “proceeds of crime” and the question of whether the same are actually ill-gotten can only be determined upon the proof of the scheduled offence.

To appreciate evidence for offence punishable under S. 4 PMLA it is important to understand “what is evidence” and what is admissible and relevant evidence under PMLA. General rule of the extent of proof in a criminal trial is that the prosecution has to establish that the offence alleged to have been committed by the accused is proved beyond reasonable doubt to hold accused guilty of such offence. However some of the provisions of IEA raise certain presumptions and shifts the burden of proof on to accused in certain circumstances.  Burden of proving fact especially within knowledge.—When any fact is especially within the knowledge of any person, the burden of proving that fact is upon him. 

Examples 

(a) When a person does an act with some intention other than that which the character and circumstances of the act suggest, the burden of proving that intention is upon him. 

(b) A is charged with travelling on a railway without a ticket. The burden of proving that he had a ticket is on him

PMLA provides for raising presumptions qua certain facts in issue under Sections 22 and 23 and shifts burden to proof onto the accused to prove that the property recovered from the accused is untainted under Sec. 24 PMLA. This shift in the burden of proof under Section 24 PMLA is in consonance with Section 106 of Indian Evidence Act as the facts relating thereto would be within the specific knowledge of the accused.

The word ‘evidence’ is derived from the latin word ‘evident’ or ‘evidere’ which means “to show clearly, to discover clearly, to ascertain , to prove” Three main principles for law of evidence are: 1. Evidence must be confined to the matter in issue. 2. Hearsay evidence must not be admitted except if specifically permitted. 3. The best evidence must be given in all the cases.


7. Bail under PMLA 2002 [Section-45]

Section 45 of the Prevention of Money Laundering Act (PMLA) of 2002 sets out the conditions for granting bail to people accused of money laundering. These conditions are known as "twin conditions" and are stricter than the general bail laws:

 

·         The accused must prove their innocence

·         The accused must convince the judge that they are unlikely to commit any other offenses while on bail

 

Supreme Court has recently passed a judgement upholding the PMLA and jurisdiction of ED. While section 45 of the PMLA deals with the aspect of offences to be cognizable and non-bailable, section 436A of the CrPC deals with the maximum period for which an undertrial prisoner can be detained. SC also said that Enforcement Case Information Report (ECIR) cannot be equated with an FIR and the supply of ECIR to the accused is not mandatory.

The burden of proof is on the accused to show that there is no prima facie case against them. The Supreme Court has reserved judgment on the applicability of Section 45 bail. In 2022, the Supreme Court also considered the constitutionality of Section 45 in the case Vijay Madanlal Choudhary v. Union of India. A three-judge bench ruled that amendments made in 2018 and 2019 addressed the defects noted in the Nikesh Tarachand Shah case.



8. Powers of authorities regarding summons, production of

 documents and to give evidence, etc [Section 50]


Section 50 of the Prevention of Money Laundering Act (PMLA), 2002, details the powers of authorities in issuing summons, producing documents, and giving evidence. It equates the Director's powers to those of a civil court under the Code of Civil Procedure, 1908, for matters like discovery and inspection, enforcing attendance, compelling production of documents, and issuing commissions. These powers are for section 13 of the PMLA. Section 50(2) empowers the Director and other officers to summon any person during any investigation or proceedings under the PMLA. Rule 2(p) and Rule 11 of PML Rules, 2005 further specify these powers. Section 50(3) mandates that all summoned persons must attend in person or through authorised agents, state the truth upon examination, and produce required documents. Section 63(2) imposes a penalty for non-compliance. Section 50(4) deems every proceeding under section 50(2) and section 50(3) as a judicial proceeding as per sections 193 and 228 of the Indian Penal Code, 1860. Section 50(5) allows any officer referred to in section 50(2) to impound and retain any records produced before him in any proceedings under Act 15 of 2003. There are safeguards in place to prevent misuse of this power.

 (1) The Director shall, for the purposes of section 13, have the same powers as are vested in a civil court under the Code of Civil Procedure, 1908 (5 of 1908) while trying a suit in respect of the following matters, namely:-


(a) Discovery and inspection;

(b) Enforcing the attendance of any person, including any officer of a [reporting entity] and examining him on oath;

(c) Compelling the production of records;

(d) Receiving evidence on affidavits;

(e) Issuing commissions for examination of witnesses and documents; and

(f) Any other matter which may be prescribed.



(2) The Director, Additional Director, Joint Director, Deputy Director or Assistant Director shall have power to summon any person whose attendance he considers necessary whether to give evidence or to produce any records during the course of any investigation or proceeding under this Act.

(3) All the persons so summoned shall be bound to attend in person or through authorised agents, as such officer may direct, and shall be bound to state the truth upon any subject respecting which they are examined or make statements, and produce such documents as may be required.

(4) Every proceeding under sub-sections (2) and (3) shall be deemed to be a judicial proceeding within the meaning of section 193 and section 228 of the Indian Penal Code (45 of 1860).

(5) Subject to any rules made in this behalf by the Central Government, any officer referred to in sub-section (2) may impound and retain in his custody for such period, as he thinks fit, any records produced before him in any proceedings under this Act:

Provided that an Assistant Director or a Deputy Director shall not--

(a) Impound any records without recording his reasons for so doing; or

(b) Retain in his custody any such records for a period exceeding three months, without obtaining the previous approval of the [Joint Director]


Powers under Section 50 of the PMLA are equivalent to the powers of a civil court

The Supreme Court affirmed in the case of Vijay Madanlal Chaudhary v. Union of India, that the powers of ED under Section 50 of PMLA, 2002 are equivalent to those of a civil court under the Code of Civil Procedure, 1908. The Supreme Court, after observing that "the process envisaged by Section 50 of the 2002 Act is in the nature of an inquiry against the proceeds of crime and is not "investigation" in the strict sense of the term for initiating prosecution; and the Authorities under the 2002 Act (referred to in Section 48), are not police officers as such," rejected the challenge to the constitutionality of Section 50 of PMLA.

The same view was echoed by the Delhi High Court in Satyendar Kumar Jain v. Directorate of Enforcement  by holding that Section 50(1) of the PMLA, 2002 confers certain powers upon the Director for the purpose of Section 13 of the PMLA as are vested in a civil court under the Civil Procedure Code, 1908 while trying a suit in respect of the matters enumerated therein. Section 50(2) confers powers upon the Director, Additional Director, Joint Director, Deputy Director or Assistant Director to summon any person whose attendance they consider necessary whether to give evidence or to produce any records during the course of any investigation or proceeding under this Act. Section 50(3) of the PMLA provides that all such summoned persons shall be bound to attend in person or through an authorised officer and shall further be bound to state the truth upon any subject respecting which they are examined or make statements and produce such documents as may be required. Section 50(4) of PMLA provides that proceedings under sub-Section (2) and (3) shall be deemed to be a judicial proceeding with the meaning of Section 193 and Section 228 of the Penal Code, 1860.

The Andhra Pradesh High Court in Dalmia Cement (Bharat) Limited v. Assistant Director of Enforcement Directorate, while dealing with the purpose of investigation under Section 50(2) noted that it is essentially for collecting evidence with regard to the involvement of a person or about existence of certain facts concerning proceeds of crime or process or activity connected with proceeds of crime, such inquiry or investigation could be commenced based on information to be recorded in the internal document maintained by the authority authorised also described as ECIR.

Person summoned under Section 50 cannot be treated as an accused

The Madras High Court in B. Narayanaswamy v. Deputy Director, observed that at the time of making an enquiry under Sections 50(2) and 50(3) of the said Act, the persons so summoned unless are found to have been involved in the crime of Money Laundering, cannot be treated as an accused at the stage of enquiry itself.

Section 50 of PMLA excludes power to arrest

Recently again, the same question arose before the Delhi High Court in Ashish Mittal v. Directorate Of Enforcement & Anr. , wherein the Petitioner, on receiving summons under Section 50(2) and 50(3) of the PMLA approached the High Court seeking quashing of an ECIR as the Petitioner apprehended that he will be illegally detained/arrested by the ED.

While rejecting the said Petition, the Delhi High Court reiterated that the power of arrest under Section 19 of the PMLA is not untrammelled. The Court observed that authorities do not have the power to arrest on their whims and fancies. There is a three-fold requirement that must be complied with before arresting a person: Firstly, the Director must entertain a reasonable belief that the person arrested is guilty of an offence under the PMLA and not under any other enactment; Secondly, the reasons for such belief must be recorded in writing; and Thirdly, such belief must be based on material that is in the Director's possession.

The Delhi High Court further observed that Section 50 of the PMLA confers upon specified officers of the ED the powers vested in a civil court trying a suit, including the power to enforce the attendance of any person for recording statements on oath, with a mandate that any person so summoned shall be bound to attend, to answer and make statements truthfully; to compel discovery, inspection and production of documents and records; and to impound and retain records, by giving reasons in writing and underlined the fact that the power to arrest is conspicuously absent in Section 50 of the PMLA. The Court further observed that though Section 19 of the PMLA empowers designated officers of the ED to arrest any person, subject to satisfying the conditions mentioned in that provision, it is clear that the power to arrest does not reside in Section 50 nor does it arise as a natural corollary of Summons issued under Section 50.

Under Section 50 Director, FIU-IND has powers of a civil Court under the Code of Civil Procedure, including powers to enforce attendance of any person, compel production of records, receive evidence on affidavits and issuing commission for examination of witnesses.

9. Support to Director(ED)[Section 54]

Section 54 empowers and requires various officers and other functionaries to provide necessary assistance to Director, FIU-IND in the enforcement of his statutory functions under the PMLA.

10. Dissemination of Information [Section 66]

Section 66 provides for the dissemination of information by FIU-IND to any officer, authority or body performing any function under any law relating to imposition of any tax, duty or cess or to dealing in foreign exchange or to prevention of illegal trafficking in drugs or to any officer, authority or body notified by the Central Government.

11. Recovery of Fines Imposed by Director(ED)[Section 69]

Section 69 enables the recovery of fines imposed by the Director, if not paid within six months from the date of imposition of fine; and the powers of a Tax Recovery Officer under the Income-tax Act, 1961 can be exercised for this purpose. The fines so imposed are recovered in the same manner as prescribed in Schedule II of the Income-tax Act, 1961 for the recovery of arrears.


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